Once the agreement is signed, customers also can change the payment date by working with Loan Servicing or Customer Service. Prior to signing the loan agreement, FreedomPlus borrowers can choose their preferred payment date. Not only does this streamline the debt consolidation and payoff process, but borrowers who opt into this service are also eligible for discounted rates. Borrowers can choose to have FreedomPlus send payments directly to third-party creditors for debt consolidation purposes.
Borrowers who wish to pay off their FreedomPlus loans early are not charged a prepayment penalty. Prepayment penalties are fees charged by some lenders when a borrower pays off her loan balance prior to the final due date. This fee was also halted in April 2020, and there is no indication of when it will be reinstated. Historically, FreedomPlus charged customers a $5 fee for calling customer service to make a payment rather than setting up automated ACH payments. Prior to April 2020, borrowers incurred a $15 fee for every returned payment.įees for payment through customer service. As with late fees, returned payment fees are currently paused. Prior to April 2020, borrowers were charged a fee of $15 or 5% of the amount due (whichever is greater) for late payments that are at least 11 days late. The company has not determined when fees will resume. In April 2020, FreedomPlus froze its late fees, returned payment fees and other payment fees in the wake of Covid-19. In general, origination fees cover the cost to process and underwrite a loan. The actual percentage varies depending on the interest rate and loan term.
FreedomPlus charges borrowers origination fees between 1.99% and 4.99% of the total loan amount. For example, borrowers can reduce their rate by adding a co-borrower with sufficient income, showing proof of sufficient retirement savings or using at least 85% of the loan proceeds to directly pay off qualifying existing debt. Only the most qualified borrowers qualify for the most competitive rates, but there are ways to qualify for a rate discount.
Personal loans from FreedomPlus come with APRs extending from 7.99% up to 29.99%. This is less flexible than some popular lenders but still offers consumers a wide range of repayment options. Loan terms range from two to five years-or 24 to 60 months. However, borrowers in Arizona must borrow a minimum of $10,500. FreedomPlus personal loans generally are available in amounts between $7,500 and $50,000. Please click the link below, fill out the form and one of our Technical Engineers will be in touch. The best way to address your needs is by conducting a site visit. Please reach out with questions about your system or request a site survey.Įach facility is unique. Watertech is a resource for all of your water related needs.
Reach out to Watertech at 41 or to learn how our Freedom Plus services can provide you the freedom to focus on other priorities. Watertech provides the following services to help maintain your equipment and maximize your investment. Provides continuous, reliable water supply.Watertech will be your single point of contact for all utility water needs providing preventive maintenance, system optimization, troubleshooting and repairs. Shouldn’t the company who relies on your pre-treatment quality the most be responsible for its performance? Makes perfect sense. Our chemical program will not be successful without a properly running water treatment program. Why does Watertech provide this service? WE NEED IT DONE RIGHT! The pre-treatment to your critical systems is the most important component of the water treatment program.
A pretreatment service program improves efficiency, reduces downtime and prolongs the life of your equipment. What is the best way to manage equipment maintenance at your facility?Ĭhoosing Watertech’s FreedomPlus Pretreatment Service means that your water softeners, ROs, and other equipment will be properly maintained by experienced professionals on a regular contracted schedule.